Dollarz Academy

Learn to budget, two minutes at a time

Short, friendly guides to zero-based budgeting, from bills that don't come every month to paying off debt. Read them in any order, and start wherever you are.

Start here

The basics of a zero-based budget.

What is a zero-based budget?3 min read

Make it yours

Shape your budget around your life: bills that don't come monthly, income that changes, and savings goals.

Sinking funds: escrow envelopes for irregular bills2 min read · feature
Budgeting when your income changes2 min read
Savings goals and your emergency fund2 min read
Other accounts and other currencies2 min read · feature

Go further

Follow Plan Z, pay off debt, see your month day by day, and watch your net worth grow.

Plan Z: your steps to Zeedom2 min read
Paying off debt with the snowball method2 min read
Your month as a calendar2 min read · feature
Net worth and investing3 min read · feature

Budget together

One private budget, shared with someone you trust.

Budget together2 min read · feature

Inside Dollarz, the Academy has fifteen guides, including step-by-step help with your first month, logging what you spend and closing the month. They're free on every plan.

Start your zero-based budget

Dollarz is free to start, and your budget is encrypted on your device from day one.

Start free See pricing