Your money. Your future.
Dollarz is a personal budgeting app built to help you achieve financial freedom. Decide where your income goes before you spend it, set money aside for the bills you know are coming, and watch your debt shrink while your savings grow.
Or use the free plan. No card needed.
Plan each month
Set up your budget once. Each new month copies it, so you only adjust what changed.
Close the month
Check your spending against your bank statement, then carry what's left into next month.
Private by design
Your budget is end-to-end encrypted on your phone or computer before it's saved. We can't read it.
Everything a monthly budget needs, nothing it doesn't
No ads, no bank scraping, no upsells to credit cards. Just a clear plan for your money and the tools to stick to it.
A zero-based monthly plan
Assign income to bills, debts, escrows and savings until "Left to assign" reads $0.00. A progress bar shows where all of it is going.
Escrows for irregular bills
Set aside a little each month for insurance, gifts or car repairs, so the big bills are already paid for when they arrive.
Debt payoff tracking
Record each debt's balance, rate and payment. Dollarz adds the interest each month and shows when it will be paid off.
Month-end close
Enter what you actually earned and spent, check your escrow and savings balances against your bank, and see exactly how much to move into each account.
Reports that explain
Generate reports for your spending, income and savings by category over any period of time.
Growth and net worth
Project your savings with a growth calculator, check your emergency fund, and track your net worth.
Share with your household
Budget together. Each person keeps their own sign-in and passphrase, and you both see changes as they happen.
Your data, your way
Download all your data as a spreadsheet or backup file. Restore your backup in one simple step. Dollarz works with any currency around the world.
On every device
Sign in on your phone, tablet or computer and pick up where you left off. Your budget syncs instantly, still encrypted.
Three steps, every month
Plan
Enter your income, then plan where it goes: bills, debt payments, savings, and money set aside for expenses that don't come every month, until nothing is left to assign.
Track
Record spending as it happens throughout the month. Dollarz shows how much is left in every spending category at a glance.
Close
At month's end, see what you actually spent, check balances, and carry any unspent money forward into the next month.
The budget app with total privacy
Most budgeting apps store your budget in a form they can read. Dollarz encrypts everything you enter in your browser, with a key only your passphrase unlocks, before anything is saved. What reaches our servers is scrambled, and it stays that way.
- End-to-end encrypted. Everything you enter is sealed with AES-256 on your device.
- Your passphrase never leaves your device. We can't see it, and we can't reset it.
- A recovery key, just in case. Saved by you at setup, it's the only other way in.
- No bank logins, no ads, no trackers. Nothing to sell, and nothing to leak.
Who can read your budget?
| Who | Typical budgeting app |  |
|---|---|---|
| You | Yes | Yes |
| The company and its staff | Yes | No |
| The company's cloud host | Yes | No |
| Someone who breaks into its servers | Yes | No |
| A legal demand sent to the company gets | Your budget | Scrambled data |
Dollarz does keep your email address and the emails of people you share with, so sign-in and sharing work. See exactly what we can see.
Budget together, without sharing a password
Invite your partner by email. They sign in with their own account and passphrase, and you both compare a short code to make sure the budget's key goes to the right person.
- Separate sign-ins. Nobody needs anyone else's email or passphrase.
- Live, for both of you. A change on one phone appears on the other right away.
- You stay in control. Remove someone at any time; they keep nothing of yours.
Start your budget today.
Try every Plus feature free for 14 days, or start with the free plan. Your budget stays private from day one.